The European Commission has launched a consultation for a secure and transparent integrated payments environment throughout the EU.
The Green Paper assesses the current landscape of card, internet and mobile payments in Europe, identifies the gaps between the current situation and the vision of a fully integrated payments market and the barriers which have created these gaps. The objective of the Green Paper is to launch a broad-scale consultation process with stakeholders to validate or contribute to the Commission’s analysis and to help identify the right way to improve market integration.
The document includes facts and figures showing how the European citizens shopping and paying way is radically changing:
-One in three European citizens used online banking in 2009. Studies indicate that by 2020, two out of three EU citizens may use online banking.
-The number of online shoppers in Europe is forecast to increase from 141 to 190 million between 2009 and 2014 with the average spent by each buyer increasing from EUR 500 to EUR 600/year
-Around 726 million payment (credit and debit) cards were used in the EU in 2009. This represents an average of almost 1.5 cards per citizen. The average spending per card amounted to more than EUR 2 000/year.
The deadline for submitting contributions to the consultation is 11 April 2012.
Download the consultation
Download the consultation
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